Above all he's honest and ethical
Thanks to Terry Hughes we were able to overcome a very bad situation. Before the market crash my wife and I refinanced our home in Vacaville CA, we were just trying mainly to lower our monthly payments. We trusted the lender to help us and really thought he was doing the right thing for us. He said all the right things and seemed very honest. Then when our payments started going up higher we knew there was a problem. Our lender did not return our phone calls, the bank we were paying was not sympathetic to our concerns. They said we are just servicing the loan, they did not create loan. At this time we had never been late on a payment. We needed answers and a plan of action to help us. Our payments were going to keep going up and our jobs were going to end soon. We are very fortunate to have met Terry Hughes at RE/MAX Gold in Vacaville CA. Terry looked over our loan documents and noted that our lender was paid 4.75 points on the back end and charged us 2 points on the front end, then sold us an adjustable rate mortgage. Terry said most of the time borrowers never read the whole loan, they just trust the person doing the loan to be above board. He also said the lender was not held to a fiduciary set of standards like the Realtor is. Our loan was $400,000 and Terry says the lender made $27,000 for selling us a bad deal. Terry took this information and the fact that our jobs were ending along with some other financial information and made a case for us with the bank servicing our loan. He was able to secure a short sale for us without us ever missing one payment. We never got a notice of default and never came close to being foreclosed on. Our credit was salvaged, because Terry Hughes did an outstanding job representing us. Whoever you are if your reading this chances are you need a Realtor. If you need a great realtor to represent you call Terry Hughes his number is 707-249-8688, his email address is RealtorEagle@gmail.com He is fantastic to work with, knowledgeable and a great negotiator. Sincerely, Brandon and Haley LedesmaBrandon and Haley Ledesma
A Hard Worker Honest and Sincere
To whom is may concern, Terry Hughes sold my house for me; Terry is an excellent Realtor. He is very easy to work with, a hard worker, honest and sincere. He did an outstanding job for me. Helen RoachHelen Roach
Helping My Clients Reach Their Goals
We are writing to express our pleasure with real estate agent Terry Hughes, who represented us in our recent sale of a single family home. We were so pleased with Terry during the process of buying our home, we ask him to represent us during the short sale of our home.
Terry guided us through the entire process, from loan pre-qualification to searching for houses to making an offer and closing the deal. When we had to short sale our home, due to a military transfer, there was no question of who to call. Terry made the whole process smooth and stress-free, we were amazed. We were ready for a long drawn out process with the bank, and were very worried, wondering if we would get our home sold and closed before we had to report to our next duty station. Terry took care of everything, and the process ended up being easier than we expected. We sold our home in no time, and were able to leave at the intended time. We credit Terry with a smooth, stress free experience.
Terry is savvy, personable and knows the market inside and out. We never could have gotten or sold our home without him. To reiterate, we are nothing but pleased with Terry Hughes and his expertise and we recommend him to everyone. We will be references for life. Ian & Cari HallIan & Cari Hall
Short Sale Success = Freedom from debt.
To Whom It May Concern: Terry Hughes worked as my Realtor in 2010. I was referred to Terry Hughes by my co-worker. When I decided to sell (short sale) my house, I called Terry Hughes. I did not have any idea how difficult the whole process would be; however, from the very beginning Terry was very honest with me. He expressed to me that it was not going to be an easy process. It took almost 9 months to sell my house because I had a 1st and 2nd mortgage. As the days and months passed, I had the opportunity to observe Terry’s knowledge, commitment, ability and determination to get things done. During a very stressful time for me, Terry Hughes’ ability to negotiate with my lenders and carry out his responsibilities as my agent to complete the short sale is appreciated.
Terry Hughes did his best to make the transaction proceed as quickly as possible. In the end I was freed of my debt related to the 1st mortgage and Terry was able to get the 2nd to release a deficiency judgement of close to $100,000…..I no longer owe money to either lien holder. Yes, I’m free of this burden! Sincerely, Flor Z.Flor Z.
Trust is a very important characteristic for us!
To whom it may concern, I had retired from the Air force and was in need of a new place to live. That’s when Terry and I started on the long journey of looking for the right home.
Trust is a very important characteristic for us! Right away my wife and I were put at ease with Terry’s calm and no-pressure demeanor. This made it a lot easier for us to decide whether a particular property was suited for us or not. However, Terry would always point out the plus and minuses; or suggest ideas on how we can benefit from certain property, but always “pulling” back to let us decide.
We eventually found the “ideal” home, and Terry made sure our best interest was always at hand. He walked us through the paperwork process; set us up for financing, he constantly kept us informed on the progress until the keys were handed to us. We were totally amazed at how smooth everything flowed from beginning to end.
We’re so impressed with terry that we recommended him to ourselves. When our financial situation changed and we needed to reinvest capital gains money from a sale of our rental. Right away we called Terry for assistance.
Terry’s professionalism is above reproach. His vast knowledge of real estate assured us that everything would work out in the end. This included selling of our current home, buying a rental property, and buying a new home. First he gave me the information needed to prepare my house for sale. This resulted in us having a buyer in a week’s time for the asking price. Second, Terry’s diligence was instrumental in us securing a four-plex. This was something we had always dreamt about but never seriously pursued. Terry again put us at ease by breaking the numbers down, showing me the possible gains, and the benefits of owning apartments. Third, Terry made sure that the purchase of our new home went smoothly. He reviewed our contract, covenants, and floor plan and made sure that everything was ok. This gave extra peace of mind since it was our first “new” house. We highly recommend Terry Hughes to anyone looking for a professional, knowledgeable, and honest realtor. Sincerely, Nelson and Bertha SalmeronNelson and Bertha Salmeron
Terry's Expertise In Marketing Sold Our Home
Dear Mr. Hughes,“Thank you very much for helping us in the sale of our home. Your knowledge and professionalism in marketing our home was evident from the start and obviously helped in obtaining a quick sale. The hindrance of the playoffs had no detrimental effect in showing the house of finding a qualified buyer. Also the fact that 125 homes came on the market at the same time as ours had little negative effect. Your expertise in all aspects of the marketing and advertising helped in getting our home the right amount of positive exposure. Thanks again for a job well done!” Sincerely, Darryl and Marlis CoonsDarryl and Marlis Coons
Reassuring our needs as a military family
To Whom It May Concern, I am writing to express my pleasure with real estate agent Terry Hughes, who represented us in our recent purchase of a single-family home. Terry guided us through the entire process, from loan prequalification to searching for houses to making the offer and closing the deal. Not only did he help us in the home buying process, but he is always available for any help I needed with any home improvement projects. We credit Terry with a smooth, stress-free home-buying experience. Being prior military himself, he was very helpful and reassuring to our needs as a military family. Terry is savvy, personable and knows the market inside and out. We never could have gotten our dream home without him. To reiterate, we are nothing but pleased with Terry Hughes and his expertise and we recommend him to everyone. Sincerely, Michael h. Brown, TSgt, USAFMichael H. Brown, TSgt, USAF